A free mobile money platform
OPay-We are beyond Banking is a free business app developed by OPay Digital Services Limited. This tool is a mobile money platform that gives merchants the opportunity to provide users with multiple services. The platform was created with the intention of helping 60% of unbanked Africans.
OPay-We are beyond Banking is an app offering users a range of convenient finance options for everyday life, including paying for utilities, making money transfers, and saving. This app has over 15 million users and is one of Nigeria's most downloaded fintech applications. CBN has also fully licensed it and is insured by NDIC.
Packed with valuable features
With OPay-We are beyond Banking, merchants can offer their customers withdrawal and deposit services as well as other payment options. The tool provides instant transaction settlement and real-time monitoring of transactions. It also developed a dashboard where all business transactions are visible, easily understood, and can be acted on. There is also no need to wait until the end of the day to reconcile your account.
Additionally, the Fixed Savings plan offers savings goals that can be achieved quickly. With this option, you can save for as short as seven days—and still receive up to 18% interest in annual returns upfront. For example, you will invest ₦50,000 Naira for one year, and the amount of interest will be ₦9,000 Naira so that the total amount returned will be ₦59,000 Naira.
Other uses for this app include paying utility bills, TV subscriptions, and getting discounts. You can enjoy its bonuses on airtime, data top-ups, and fast bill payments at no extra charge. It also has an easy-to-use interface that makes it simple to navigate through the app. However, because of its millions of users due to the cashless policy in Nigeria, the app can be slow sometimes in processing transactions.
Easily and securely manage your finances
OPay-We are beyond Banking app is a convenient, efficient, and secure way to manage your finances. The service is reliable, and it has excellent potential for further development. It's also a perfect way to access financial services for many people in Nigeria who currently don't have formal bank accounts. With this platform, you can also pay utility bills and TV subscriptions.
